Amila Perea did quite a few mortgages for me last year including a residential and but-to-let. He was very proactive and since I gave him the existing mortgage details, he tracked the earliest date to lodge full application and locked the best interest rate as soon as the property was eligible to apply for the re-mortgage. That saved me a significant amount. In this highly volatile current financial market, I highly recommend a mortgage adviser like Perera who works on time, is proactive and who has a deep understanding on the system.