I've known Tim for a very long time now, first coming across him when he was a junior working for a financial planning company that was brought in by the company where I was then employed. He gave me good advice then, and I have subsequently stayed with him while he was promoted, moved company and finally set up his own company! Tim's advice through the years, and especially since he created Claritas, has helped me not just invest my money safely but to also feel secure about my financial future. To banks and other financial institutions I'm just a customer, but Claritas know me as an individual, Tim knows members of my family. I've been retired for about a year now, and I'm pretty sure that the style of life that I can now afford is all the better because of the planning that Tim and Claritas provided me with for more than half my working life. More than just the monetary position though, the service that Claritas provides gives me an emotional security and is allowing me to enjoy my retirement. It's impossible to know what the future might hold, but I'm pretty sure that my position in it is better for having met Tim all those years ago!